Benefits of the scheme are:

• • It facilitates working capital loan up to 10,000 at subsidized rate of interest
• • Incentivize regular repayment of loan
• • Reward digital transactions.
• • Provide working capital loans up to ₹10,000
• • Provision of an interest subsidy on timely/early repayment @ 7%
• • Monthly cash-back incentive on digital transactions
• • Higher loan eligibility on timely repayment of the first loan