Country's retail payment platform NPCI and CSC e-Governance services India Limited have jointly launched Aadhaar enabled payment system (AePS) on 09 January, 2016. Under this CSC-SPV has launched AePS service in the form of DigiPay at all CSC locations across the country that will facilitate 'anytime, anywhere’ authentication to its beneficiary.

The DIGIPAY application focus to achieve inter-operability between banks for Aadhaar based payment transactions that enable CSCs to cater the need of financial services in far flung and banking deprived areas of the country. This system facilitates disbursement of government entitlements like payment under MGNREGA, social security pension, Handicapped, and Old Age Pension, etc of any Central or State Government bodies, using Aadhaar and authentication thereof as supported by UIDAI. This system is based on demographic and biometric/iris information of an individual, which eliminates the threat of any fraud and non-genuine activity. Aadhaar will facilitate 'anytime, anywhere, anyhow' authentication to its beneficiary.

DigiPay Services

Various services that can be managed through DigiPay are:

1. Cash Withdrawal: Facility will enable VLE to withdraw cash for the customers from their respective Aadhaar linked account number. The service is managed by entering customer’s bank name and Aadhaar Number along with biometric authentication.
2. Balance Enquiry: This facility will enable VLE to check balance for the customers in their Aadhaar linked account number.
3. Domestic Money Transfer (DMT): It enables VLEs to transfer cash to beneficiary account. Remitter/customer will be registered by for maintain a remitter list. Similarly beneficiary will be registered and a beneficiary list will be maintained. By availing this services money can be easily transferred to beneficiary’s account from remitter’s account.
4. Mini Statement: A mini statement of an account can be avail through DigiPay which enables to track his/her transactions governed.
5. AEPS Cash Deposit: This feature enables customer to deposit cash through DigiPay using the Aadhaar authentication
6. Digital Seva Wallet Top-Up: This feature enables VLEs to add amount in their Digital Seva Wallet.